Call reports 2012
MANCOS VALLEY BANK — 2012
What MANCOS VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,009,000 | 79,321,000 | 79,582,000 | 77,917,000 |
| Total loans | 41,193,000 | 39,474,000 | 38,409,000 | 36,343,000 |
| Allowance for loan losses | 1,336,000 | 1,470,000 | 1,516,000 | 1,303,000 |
| Securities available for sale | 29,280,000 | 32,293,000 | 33,939,000 | 32,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,598,000 | 71,744,000 | 71,771,000 | 69,906,000 |
| Interest-bearing deposits | 65,815,000 | 62,274,000 | 61,340,000 | 60,090,000 |
| Noninterest-bearing deposits | 8,783,000 | 9,470,000 | 10,431,000 | 9,816,000 |
| Equity capital | 7,290,000 | 7,434,000 | 7,655,000 | 7,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,511,000 | 2,245,000 | 2,937,000 |
| Interest expense | 115,000 | 217,000 | 311,000 | 398,000 |
| Net interest income | 649,000 | 1,294,000 | 1,934,000 | 2,539,000 |
| Noninterest income | 28,000 | 66,000 | 124,000 | 153,000 |
| Noninterest expense | 424,000 | 845,000 | 1,278,000 | 1,704,000 |
| Provision for loan losses | 130,000 | 260,000 | 360,000 | 420,000 |
| Pretax income | 123,000 | 255,000 | 420,000 | 443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 255,000 | 420,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,249,000 | 7,380,000 | 7,546,000 | 7,569,000 |
| Total capital | 7,847,000 | 7,959,000 | 8,112,000 | 8,099,000 |
| Risk-weighted assets | 47,116,000 | 45,411,000 | 44,362,000 | 41,594,000 |