Call reports 2011
MANCOS VALLEY BANK — 2011
What MANCOS VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,081,000 | 83,206,000 | 86,421,000 | 83,381,000 |
| Total loans | 53,957,000 | 46,636,000 | 43,558,000 | 42,226,000 |
| Allowance for loan losses | 1,241,000 | 1,326,000 | 1,376,000 | 1,371,000 |
| Securities available for sale | 22,779,000 | 26,320,000 | 25,877,000 | 27,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,007,000 | 76,068,000 | 79,228,000 | 76,167,000 |
| Interest-bearing deposits | 71,861,000 | 69,395,000 | 70,975,000 | 68,217,000 |
| Noninterest-bearing deposits | 6,146,000 | 6,673,000 | 8,253,000 | 7,950,000 |
| Equity capital | 6,827,000 | 6,944,000 | 7,064,000 | 7,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,781,000 | 2,621,000 | 3,431,000 |
| Interest expense | 213,000 | 403,000 | 566,000 | 699,000 |
| Net interest income | 684,000 | 1,378,000 | 2,055,000 | 2,732,000 |
| Noninterest income | 31,000 | 86,000 | 74,000 | 104,000 |
| Noninterest expense | 441,000 | 909,000 | 1,276,000 | 1,719,000 |
| Provision for loan losses | 150,000 | 300,000 | 420,000 | 510,000 |
| Pretax income | 124,000 | 255,000 | 433,000 | 498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 255,000 | 433,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,152,000 | 7,082,000 | 7,061,000 | 7,125,000 |
| Total capital | 7,846,000 | 7,754,000 | 7,682,000 | 7,726,000 |
| Risk-weighted assets | 55,000,000 | 53,105,000 | 48,946,000 | 47,299,000 |