Call reports 2010
MANCOS VALLEY BANK — 2010
What MANCOS VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,353,000 | 84,893,000 | 88,173,000 | 88,571,000 |
| Total loans | 60,279,000 | 59,199,000 | 57,761,000 | 55,572,000 |
| Allowance for loan losses | 877,000 | 818,000 | 949,000 | 1,045,000 |
| Securities available for sale | 15,366,000 | 15,598,000 | 16,462,000 | 22,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,649,000 | 77,963,000 | 80,896,000 | 81,613,000 |
| Interest-bearing deposits | 68,975,000 | 71,193,000 | 73,727,000 | 74,803,000 |
| Noninterest-bearing deposits | 6,674,000 | 6,770,000 | 7,169,000 | 6,810,000 |
| Equity capital | 6,513,000 | 6,754,000 | 7,072,000 | 6,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,926,000 | 2,901,000 | 3,851,000 |
| Interest expense | 300,000 | 587,000 | 856,000 | 1,095,000 |
| Net interest income | 646,000 | 1,339,000 | 2,045,000 | 2,756,000 |
| Noninterest income | 25,000 | 52,000 | 103,000 | 189,000 |
| Noninterest expense | 379,000 | 795,000 | 1,222,000 | 1,621,000 |
| Provision for loan losses | 320,000 | 470,000 | 670,000 | 920,000 |
| Pretax income | 8,000 | 162,000 | 292,000 | 440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 162,000 | 292,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,615,000 | 6,749,000 | 6,879,000 | 7,028,000 |
| Total capital | 7,323,000 | 7,455,000 | 7,573,000 | 7,736,000 |
| Risk-weighted assets | 56,504,000 | 56,362,000 | 55,246,000 | 56,332,000 |