Call reports 2009
MANCOS VALLEY BANK — 2009
What MANCOS VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,427,000 | 80,738,000 | 85,214,000 | 82,696,000 |
| Total loans | 58,216,000 | 58,210,000 | 59,067,000 | 60,091,000 |
| Allowance for loan losses | 1,034,000 | 989,000 | 1,044,000 | 1,043,000 |
| Securities available for sale | 12,404,000 | 15,022,000 | 14,655,000 | 14,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,634,000 | 74,741,000 | 78,470,000 | 75,873,000 |
| Interest-bearing deposits | 71,030,000 | 68,089,000 | 71,438,000 | 69,509,000 |
| Noninterest-bearing deposits | 5,604,000 | 6,652,000 | 7,032,000 | 6,364,000 |
| Equity capital | 5,656,000 | 5,808,000 | 6,587,000 | 6,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,973,000 | 2,946,000 | 3,922,000 |
| Interest expense | 448,000 | 832,000 | 1,201,000 | 1,538,000 |
| Net interest income | 529,000 | 1,141,000 | 1,745,000 | 2,384,000 |
| Noninterest income | -42,000 | -45,000 | -227,000 | -198,000 |
| Noninterest expense | 344,000 | 735,000 | 1,131,000 | 1,553,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 79,000 | 243,000 | 295,000 | 481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 243,000 | 295,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,939,000 | 6,103,000 | 6,655,000 | 6,841,000 |
| Total capital | 6,588,000 | 6,785,000 | 7,351,000 | 7,556,000 |
| Risk-weighted assets | 51,570,000 | 54,226,000 | 55,395,000 | 56,855,000 |