Call reports 2007
MANCOS VALLEY BANK — 2007
What MANCOS VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,365,000 | 64,559,000 | 72,230,000 | 71,721,000 |
| Total loans | 36,584,000 | 32,449,000 | 39,487,000 | 45,487,000 |
| Allowance for loan losses | 452,000 | 452,000 | 467,000 | 554,000 |
| Securities available for sale | 20,314,000 | 24,184,000 | 25,082,000 | 21,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,309,000 | 60,414,000 | 67,739,000 | 67,085,000 |
| Interest-bearing deposits | 52,550,000 | 54,379,000 | 60,666,000 | 60,780,000 |
| Noninterest-bearing deposits | 5,759,000 | 6,035,000 | 7,073,000 | 6,305,000 |
| Equity capital | 3,935,000 | 4,023,000 | 4,338,000 | 4,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 1,984,000 | 3,100,000 | 4,238,000 |
| Interest expense | 579,000 | 1,182,000 | 1,853,000 | 2,518,000 |
| Net interest income | 403,000 | 802,000 | 1,247,000 | 1,720,000 |
| Noninterest income | 41,000 | 72,000 | 97,000 | 116,000 |
| Noninterest expense | 225,000 | 459,000 | 732,000 | 1,015,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 122,000 |
| Pretax income | 206,000 | 402,000 | 616,000 | 722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 402,000 | 616,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,838,000 | 4,034,000 | 4,249,000 | 4,354,000 |
| Total capital | 4,262,000 | 4,467,000 | 4,716,000 | 4,908,000 |
| Risk-weighted assets | 33,855,000 | 34,660,000 | 42,526,000 | 46,109,000 |