Call reports 2005
MANCOS VALLEY BANK — 2005
What MANCOS VALLEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,547,000 | 41,832,000 | 43,153,000 | 45,052,000 |
| Total loans | 24,382,000 | 24,660,000 | 25,363,000 | 24,797,000 |
| Allowance for loan losses | 529,000 | 534,000 | 510,000 | 464,000 |
| Securities available for sale | 9,843,000 | 10,173,000 | 10,089,000 | 13,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,722,000 | 38,787,000 | 40,054,000 | 41,988,000 |
| Interest-bearing deposits | 32,647,000 | 32,639,000 | 34,171,000 | 35,568,000 |
| Noninterest-bearing deposits | 5,075,000 | 6,148,000 | 5,883,000 | 6,420,000 |
| Equity capital | 2,687,000 | 2,894,000 | 2,930,000 | 2,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,053,000 | 1,642,000 | 2,281,000 |
| Interest expense | 165,000 | 350,000 | 582,000 | 851,000 |
| Net interest income | 346,000 | 703,000 | 1,060,000 | 1,430,000 |
| Noninterest income | 18,000 | 37,000 | 57,000 | 74,000 |
| Noninterest expense | 235,000 | 471,000 | 705,000 | 938,000 |
| Provision for loan losses | 3,000 | 6,000 | 7,000 | 7,000 |
| Pretax income | 126,000 | 263,000 | 405,000 | 551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 263,000 | 405,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,677,000 | 2,764,000 | 2,841,000 | 2,933,000 |
| Total capital | 2,988,000 | 3,083,000 | 3,174,000 | 3,256,000 |
| Risk-weighted assets | 24,671,000 | 25,312,000 | 26,429,000 | 25,728,000 |