Call reports 2003
MANCOS VALLEY BANK — 2003
What MANCOS VALLEY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,942,000 | 39,212,000 | 40,066,000 | 39,837,000 |
| Total loans | 23,801,000 | 22,600,000 | 22,739,000 | 20,473,000 |
| Allowance for loan losses | 497,000 | 538,000 | 476,000 | 475,000 |
| Securities available for sale | 7,499,000 | 7,263,000 | 7,003,000 | 7,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,011,000 | 36,049,000 | 36,947,000 | 36,658,000 |
| Interest-bearing deposits | 31,562,000 | 31,786,000 | 31,626,000 | 31,380,000 |
| Noninterest-bearing deposits | 3,449,000 | 4,263,000 | 5,321,000 | 5,278,000 |
| Equity capital | 2,779,000 | 2,989,000 | 2,926,000 | 2,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 988,000 | 1,490,000 | 1,948,000 |
| Interest expense | 175,000 | 340,000 | 497,000 | 642,000 |
| Net interest income | 317,000 | 648,000 | 993,000 | 1,306,000 |
| Noninterest income | 27,000 | 85,000 | 151,000 | 192,000 |
| Noninterest expense | 221,000 | 490,000 | 795,000 | 1,079,000 |
| Provision for loan losses | 45,000 | 90,000 | 115,000 | 130,000 |
| Pretax income | 78,000 | 153,000 | 234,000 | 289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 153,000 | 234,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,467,000 | 2,542,000 | 2,623,000 | 2,678,000 |
| Total capital | 2,780,000 | 2,857,000 | 2,932,000 | 2,951,000 |
| Risk-weighted assets | 24,921,000 | 24,940,000 | 24,576,000 | 21,605,000 |