Call reports 2001
MANCOS VALLEY BANK — 2001
What MANCOS VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,400,000 | 32,871,000 | 33,749,000 | 33,814,000 |
| Total loans | 20,903,000 | 22,647,000 | 22,207,000 | 22,742,000 |
| Allowance for loan losses | 275,000 | 295,000 | 323,000 | 405,000 |
| Securities available for sale | 5,366,000 | 6,097,000 | 5,870,000 | 6,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,181,000 | 30,507,000 | 31,221,000 | 31,324,000 |
| Interest-bearing deposits | 26,455,000 | 27,581,000 | 28,256,000 | 28,511,000 |
| Noninterest-bearing deposits | 2,726,000 | 2,927,000 | 2,965,000 | 2,813,000 |
| Equity capital | 2,031,000 | 2,155,000 | 2,296,000 | 2,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,273,000 | 1,866,000 | 2,454,000 |
| Interest expense | 345,000 | 663,000 | 957,000 | 1,208,000 |
| Net interest income | 295,000 | 610,000 | 909,000 | 1,246,000 |
| Noninterest income | 34,000 | 70,000 | 109,000 | 142,000 |
| Noninterest expense | 203,000 | 416,000 | 630,000 | 794,000 |
| Provision for loan losses | 9,000 | 27,000 | 54,000 | 172,000 |
| Pretax income | 117,000 | 237,000 | 334,000 | 422,000 |
| Income tax | 125,000 | 125,000 | 125,000 | 125,000 |
| Net income | -8,000 | 112,000 | 209,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,914,000 | 2,033,000 | 2,131,000 | 2,219,000 |
| Total capital | 2,144,000 | 2,274,000 | 2,380,000 | 2,480,000 |
| Risk-weighted assets | 18,389,000 | 19,222,000 | 19,846,000 | 20,109,000 |