Call reports 2026
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2026
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 151,726,000 | 153,930,000 |
| Total loans | 63,905,000 | 63,658,000 |
| Allowance for loan losses | 405,000 | 407,000 |
| Securities available for sale | 63,643,000 | 66,409,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 139,862,000 | 141,926,000 |
| Interest-bearing deposits | 75,633,000 | 76,035,000 |
| Noninterest-bearing deposits | 64,229,000 | 65,891,000 |
| Equity capital | 11,560,000 | 11,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,319,000 | 2,707,000 |
| Interest expense | 62,000 | 121,000 |
| Net interest income | 1,257,000 | 2,586,000 |
| Noninterest income | 52,000 | 102,000 |
| Noninterest expense | 869,000 | 1,697,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 440,000 | 991,000 |
| Income tax | 93,000 | 194,000 |
| Net income | 347,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,561,000 | 13,862,000 |
| Total capital | 13,966,000 | 14,269,000 |
| Risk-weighted assets | 59,548,000 | 59,495,000 |