Call reports 2025
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2025
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 142,729,000 | 146,489,000 | 144,732,000 | 155,166,000 |
| Total loans | 59,022,000 | 59,675,000 | 60,494,000 | 63,221,000 |
| Allowance for loan losses | 400,000 | 394,000 | 407,000 | 407,000 |
| Securities available for sale | 62,436,000 | 61,435,000 | 60,167,000 | 65,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,102,000 | 136,192,000 | 133,510,000 | 137,148,000 |
| Interest-bearing deposits | 75,187,000 | 76,252,000 | 76,015,000 | 75,141,000 |
| Noninterest-bearing deposits | 57,915,000 | 59,940,000 | 57,495,000 | 62,007,000 |
| Equity capital | 9,403,000 | 10,055,000 | 10,958,000 | 11,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,236,000 | 3,421,000 | 4,702,000 |
| Interest expense | 81,000 | 161,000 | 240,000 | 317,000 |
| Net interest income | 963,000 | 2,075,000 | 3,181,000 | 4,385,000 |
| Noninterest income | 48,000 | 89,000 | 125,000 | 169,000 |
| Noninterest expense | 757,000 | 1,470,000 | 2,240,000 | 3,063,000 |
| Provision for loan losses | 6,000 | 10,000 | 22,000 | 22,000 |
| Pretax income | 248,000 | 684,000 | 1,044,000 | 1,469,000 |
| Income tax | 44,000 | 128,000 | 200,000 | 281,000 |
| Net income | 204,000 | 556,000 | 844,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,726,000 | 13,077,000 | 13,295,000 | 13,214,000 |
| Total capital | 13,126,000 | 13,471,000 | 13,702,000 | 13,621,000 |
| Risk-weighted assets | 55,173,000 | 55,561,000 | 55,546,000 | 59,480,000 |