Call reports 2024
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2024
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 144,483,000 | 142,569,000 | 143,140,000 | 136,196,000 |
| Total loans | 60,946,000 | 59,927,000 | 58,620,000 | 58,403,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 394,000 |
| Securities available for sale | 69,319,000 | 65,829,000 | 66,307,000 | 63,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,394,000 | 134,804,000 | 133,647,000 | 127,553,000 |
| Interest-bearing deposits | 78,209,000 | 80,254,000 | 78,192,000 | 73,933,000 |
| Noninterest-bearing deposits | 55,185,000 | 54,550,000 | 55,455,000 | 53,620,000 |
| Equity capital | 6,897,000 | 7,567,000 | 9,243,000 | 8,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,063,000 | 3,138,000 | 4,214,000 |
| Interest expense | 75,000 | 157,000 | 241,000 | 326,000 |
| Net interest income | 923,000 | 1,906,000 | 2,897,000 | 3,888,000 |
| Noninterest income | 50,000 | 86,000 | 115,000 | 168,000 |
| Noninterest expense | 737,000 | 1,446,000 | 2,190,000 | 2,999,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 19,000 |
| Pretax income | 222,000 | 532,000 | 808,000 | 1,038,000 |
| Income tax | 36,000 | 102,000 | 162,000 | 203,000 |
| Net income | 186,000 | 430,000 | 646,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,232,000 | 12,476,000 | 12,632,000 | 12,522,000 |
| Total capital | 12,632,000 | 12,876,000 | 13,032,000 | 12,916,000 |
| Risk-weighted assets | 58,605,000 | 57,122,000 | 55,562,000 | 55,771,000 |