Call reports 2023
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2023
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 159,570,000 | 149,221,000 | 147,000,000 | 144,389,000 |
| Total loans | 59,194,000 | 59,879,000 | 59,988,000 | 60,994,000 |
| Allowance for loan losses | 387,000 | 372,000 | 386,000 | 386,000 |
| Securities available for sale | 77,535,000 | 73,780,000 | 72,652,000 | 70,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,230,000 | 143,552,000 | 139,686,000 | 137,156,000 |
| Interest-bearing deposits | 87,753,000 | 83,624,000 | 80,648,000 | 80,467,000 |
| Noninterest-bearing deposits | 65,477,000 | 59,928,000 | 59,038,000 | 56,689,000 |
| Equity capital | 5,997,000 | 5,493,000 | 5,105,000 | 6,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,089,000 | 3,076,000 | 4,086,000 |
| Interest expense | 19,000 | 39,000 | 92,000 | 162,000 |
| Net interest income | 1,019,000 | 2,050,000 | 2,984,000 | 3,924,000 |
| Noninterest income | 51,000 | 87,000 | 123,000 | 168,000 |
| Noninterest expense | 700,000 | 1,389,000 | 2,088,000 | 2,807,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 14,000 |
| Pretax income | 370,000 | 735,000 | 992,000 | 1,258,000 |
| Income tax | 85,000 | 146,000 | 196,000 | 243,000 |
| Net income | 285,000 | 589,000 | 796,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,700,000 | 12,004,000 | 12,111,000 | 12,046,000 |
| Total capital | 12,087,000 | 12,376,000 | 12,497,000 | 12,432,000 |
| Risk-weighted assets | 58,712,000 | 58,654,000 | 58,991,000 | 57,979,000 |