Call reports 2022
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2022
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 157,239,000 | 159,846,000 | 165,613,000 | 164,739,000 |
| Total loans | 53,920,000 | 56,124,000 | 56,561,000 | 58,984,000 |
| Allowance for loan losses | 443,000 | 458,000 | 478,000 | 481,000 |
| Securities available for sale | 81,036,000 | 79,797,000 | 78,650,000 | 77,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,020,000 | 154,486,000 | 161,129,000 | 159,738,000 |
| Interest-bearing deposits | 86,541,000 | 88,782,000 | 90,823,000 | 89,825,000 |
| Noninterest-bearing deposits | 63,479,000 | 65,704,000 | 70,306,000 | 69,913,000 |
| Equity capital | 7,007,000 | 5,159,000 | 4,243,000 | 4,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,680,000 | 2,680,000 | 3,777,000 |
| Interest expense | 22,000 | 43,000 | 66,000 | 88,000 |
| Net interest income | 788,000 | 1,637,000 | 2,614,000 | 3,689,000 |
| Noninterest income | 71,000 | 102,000 | 143,000 | 176,000 |
| Noninterest expense | 678,000 | 1,294,000 | 1,999,000 | 2,719,000 |
| Provision for loan losses | 6,000 | 21,000 | 41,000 | 44,000 |
| Pretax income | 175,000 | 424,000 | 717,000 | 1,102,000 |
| Income tax | 32,000 | 74,000 | 133,000 | 192,000 |
| Net income | 143,000 | 350,000 | 584,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,573,000 | 10,780,000 | 11,014,000 | 11,340,000 |
| Total capital | 11,016,000 | 11,238,000 | 11,492,000 | 11,821,000 |
| Risk-weighted assets | 55,632,000 | 57,874,000 | 57,362,000 | 58,606,000 |