Call reports 2021
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2021
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 148,315,000 | 152,303,000 | 152,714,000 | 157,528,000 |
| Total loans | 50,217,000 | 49,601,000 | 49,001,000 | 52,022,000 |
| Allowance for loan losses | 425,000 | 427,000 | 431,000 | 437,000 |
| Securities available for sale | 73,587,000 | 77,616,000 | 86,665,000 | 84,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,619,000 | 141,442,000 | 141,829,000 | 147,261,000 |
| Interest-bearing deposits | 82,738,000 | 84,510,000 | 87,581,000 | 86,986,000 |
| Noninterest-bearing deposits | 54,881,000 | 56,932,000 | 54,248,000 | 60,275,000 |
| Equity capital | 10,432,000 | 10,594,000 | 10,631,000 | 10,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,577,000 | 2,381,000 | 3,191,000 |
| Interest expense | 19,000 | 40,000 | 61,000 | 84,000 |
| Net interest income | 766,000 | 1,537,000 | 2,320,000 | 3,107,000 |
| Noninterest income | 65,000 | 148,000 | 183,000 | 225,000 |
| Noninterest expense | 622,000 | 1,296,000 | 1,969,000 | 2,688,000 |
| Provision for loan losses | 0 | 1,000 | 5,000 | 15,000 |
| Pretax income | 209,000 | 391,000 | 613,000 | 713,000 |
| Income tax | 53,000 | 73,000 | 114,000 | 129,000 |
| Net income | 156,000 | 318,000 | 499,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,002,000 | 10,165,000 | 10,345,000 | 10,430,000 |
| Total capital | 10,427,000 | 10,592,000 | 10,776,000 | 10,867,000 |
| Risk-weighted assets | 51,184,000 | 49,891,000 | 51,035,000 | 53,130,000 |