Call reports 2019
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2019
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,983,000 | 136,066,000 | 141,149,000 | 135,063,000 |
| Total loans | 48,577,000 | 49,585,000 | 51,527,000 | 54,400,000 |
| Allowance for loan losses | 368,000 | 367,000 | 372,000 | 412,000 |
| Securities available for sale | 57,689,000 | 54,120,000 | 60,912,000 | 57,303,000 |
| Securities held to maturity | 838,000 | 88,000 | 73,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,261,000 | 126,464,000 | 131,188,000 | 125,152,000 |
| Interest-bearing deposits | 81,316,000 | 79,995,000 | 84,485,000 | 58,119,000 |
| Noninterest-bearing deposits | 45,945,000 | 46,469,000 | 46,703,000 | 67,033,000 |
| Equity capital | 8,585,000 | 9,334,000 | 9,604,000 | 9,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,899,000 | 2,903,000 | 3,888,000 |
| Interest expense | 19,000 | 38,000 | 58,000 | 79,000 |
| Net interest income | 907,000 | 1,861,000 | 2,845,000 | 3,809,000 |
| Noninterest income | 50,000 | 89,000 | 130,000 | 170,000 |
| Noninterest expense | 644,000 | 1,322,000 | 1,999,000 | 2,611,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 45,000 |
| Pretax income | 313,000 | 628,000 | 971,000 | 1,352,000 |
| Income tax | 48,000 | 110,000 | 174,000 | 237,000 |
| Net income | 265,000 | 518,000 | 797,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,850,000 | 9,135,000 | 9,317,000 | 9,324,000 |
| Total capital | 9,217,000 | 9,502,000 | 9,689,000 | 9,736,000 |
| Risk-weighted assets | 47,464,000 | 46,763,000 | 48,711,000 | 53,298,000 |