Call reports 2018
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2018
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,855,000 | 124,338,000 | 124,472,000 | 128,244,000 |
| Total loans | 47,489,000 | 47,472,000 | 48,625,000 | 48,921,000 |
| Allowance for loan losses | 291,000 | 311,000 | 307,000 | 367,000 |
| Securities available for sale | 51,437,000 | 52,982,000 | 59,349,000 | 58,203,000 |
| Securities held to maturity | 898,000 | 898,000 | 898,000 | 838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,022,000 | 116,501,000 | 116,540,000 | 120,011,000 |
| Interest-bearing deposits | 72,801,000 | 74,966,000 | 75,252,000 | 78,737,000 |
| Noninterest-bearing deposits | 38,221,000 | 41,535,000 | 41,287,000 | 41,274,000 |
| Equity capital | 7,597,000 | 7,710,000 | 7,742,000 | 7,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,634,000 | 2,526,000 | 3,437,000 |
| Interest expense | 18,000 | 36,000 | 56,000 | 75,000 |
| Net interest income | 783,000 | 1,598,000 | 2,470,000 | 3,362,000 |
| Noninterest income | 56,000 | 98,000 | 136,000 | 181,000 |
| Noninterest expense | 570,000 | 1,177,000 | 1,786,000 | 2,459,000 |
| Provision for loan losses | 11,000 | 30,000 | 30,000 | 90,000 |
| Pretax income | 258,000 | 489,000 | 790,000 | 994,000 |
| Income tax | 37,000 | 75,000 | 127,000 | 155,000 |
| Net income | 221,000 | 414,000 | 663,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,370,000 | 8,563,000 | 8,722,000 | 8,618,000 |
| Total capital | 8,661,000 | 8,874,000 | 9,029,000 | 8,985,000 |
| Risk-weighted assets | 45,085,000 | 40,403,000 | 48,020,000 | 47,406,000 |