Call reports 2017
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2017
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,419,000 | 114,418,000 | 119,706,000 | 117,830,000 |
| Total loans | 44,510,000 | 45,394,000 | 47,093,000 | 48,021,000 |
| Allowance for loan losses | 263,000 | 272,000 | 277,000 | 278,000 |
| Securities available for sale | 44,727,000 | 45,650,000 | 50,121,000 | 51,679,000 |
| Securities held to maturity | 955,000 | 955,000 | 955,000 | 897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,560,000 | 106,250,000 | 111,425,000 | 109,832,000 |
| Interest-bearing deposits | 67,066,000 | 67,104,000 | 68,704,000 | 70,841,000 |
| Noninterest-bearing deposits | 38,494,000 | 39,146,000 | 42,721,000 | 38,991,000 |
| Equity capital | 7,760,000 | 8,015,000 | 8,126,000 | 7,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,401,000 | 2,166,000 | 2,966,000 |
| Interest expense | 18,000 | 37,000 | 55,000 | 73,000 |
| Net interest income | 662,000 | 1,364,000 | 2,111,000 | 2,893,000 |
| Noninterest income | 63,000 | 105,000 | 147,000 | 188,000 |
| Noninterest expense | 536,000 | 1,082,000 | 1,638,000 | 2,243,000 |
| Provision for loan losses | 4,000 | 11,000 | 15,000 | 25,000 |
| Pretax income | 185,000 | 376,000 | 605,000 | 813,000 |
| Income tax | 38,000 | 84,000 | 144,000 | 263,000 |
| Net income | 147,000 | 292,000 | 461,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,871,000 | 8,017,000 | 8,186,000 | 8,149,000 |
| Total capital | 8,134,000 | 8,289,000 | 8,463,000 | 8,427,000 |
| Risk-weighted assets | 40,590,000 | 44,012,000 | 45,531,000 | 45,944,000 |