Call reports 2014
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2014
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,127,000 | 102,685,000 | 103,123,000 | 107,321,000 |
| Total loans | 33,053,000 | 33,675,000 | 33,660,000 | 34,938,000 |
| Allowance for loan losses | 242,000 | 232,000 | 245,000 | 245,000 |
| Securities available for sale | 47,517,000 | 48,045,000 | 47,892,000 | 52,223,000 |
| Securities held to maturity | 1,222,000 | 1,183,000 | 1,179,000 | 1,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,243,000 | 95,480,000 | 95,784,000 | 99,785,000 |
| Interest-bearing deposits | 59,172,000 | 57,933,000 | 58,706,000 | 63,595,000 |
| Noninterest-bearing deposits | 39,071,000 | 37,547,000 | 37,078,000 | 36,190,000 |
| Equity capital | 6,801,000 | 7,067,000 | 7,176,000 | 7,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,170,000 | 1,759,000 | 2,369,000 |
| Interest expense | 23,000 | 47,000 | 69,000 | 89,000 |
| Net interest income | 552,000 | 1,123,000 | 1,690,000 | 2,280,000 |
| Noninterest income | 50,000 | 89,000 | 130,000 | 168,000 |
| Noninterest expense | 522,000 | 1,033,000 | 1,546,000 | 2,088,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 78,000 | 177,000 | 272,000 | 358,000 |
| Income tax | 17,000 | 42,000 | 67,000 | 75,000 |
| Net income | 61,000 | 135,000 | 205,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,164,000 | 7,239,000 | 7,308,000 | 7,385,000 |
| Total capital | 7,406,000 | 7,471,000 | 7,553,000 | 7,630,000 |
| Risk-weighted assets | 35,267,000 | 35,591,000 | 35,247,000 | 36,606,000 |