Call reports 2013
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2013
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,896,000 | 93,282,000 | 95,202,000 | 99,713,000 |
| Total loans | 28,294,000 | 29,312,000 | 32,029,000 | 32,275,000 |
| Allowance for loan losses | 257,000 | 259,000 | 259,000 | 260,000 |
| Securities available for sale | 11,287,000 | 26,519,000 | 35,833,000 | 43,085,000 |
| Securities held to maturity | 3,322,000 | 1,282,000 | 1,278,000 | 1,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,563,000 | 86,593,000 | 88,530,000 | 92,940,000 |
| Interest-bearing deposits | 50,710,000 | 53,990,000 | 55,894,000 | 57,143,000 |
| Noninterest-bearing deposits | 30,853,000 | 32,603,000 | 32,636,000 | 35,797,000 |
| Equity capital | 7,156,000 | 6,598,000 | 6,608,000 | 6,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 1,001,000 | 1,559,000 | 2,144,000 |
| Interest expense | 20,000 | 41,000 | 64,000 | 88,000 |
| Net interest income | 472,000 | 960,000 | 1,495,000 | 2,056,000 |
| Noninterest income | 49,000 | 91,000 | 131,000 | 168,000 |
| Noninterest expense | 460,000 | 922,000 | 1,435,000 | 1,985,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 129,000 | 191,000 | 239,000 |
| Income tax | 7,000 | 16,000 | 34,000 | 44,000 |
| Net income | 54,000 | 113,000 | 157,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,015,000 | 7,021,000 | 7,065,000 | 7,103,000 |
| Total capital | 7,272,000 | 7,280,000 | 7,324,000 | 7,363,000 |
| Risk-weighted assets | 26,705,000 | 29,879,000 | 33,373,000 | 34,779,000 |