Call reports 2011
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2011
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,393,000 | 54,390,000 | 56,919,000 | 71,819,000 |
| Total loans | 29,123,000 | 29,082,000 | 26,807,000 | 26,636,000 |
| Allowance for loan losses | 235,000 | 239,000 | 245,000 | 245,000 |
| Securities available for sale | 2,018,000 | 6,254,000 | 7,335,000 | 8,791,000 |
| Securities held to maturity | 6,589,000 | 6,044,000 | 6,028,000 | 5,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,328,000 | 47,142,000 | 49,557,000 | 64,553,000 |
| Interest-bearing deposits | 29,633,000 | 29,613,000 | 30,818,000 | 42,933,000 |
| Noninterest-bearing deposits | 17,695,000 | 17,529,000 | 18,739,000 | 21,620,000 |
| Equity capital | 6,906,000 | 7,001,000 | 7,092,000 | 7,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,083,000 | 1,602,000 | 2,115,000 |
| Interest expense | 21,000 | 41,000 | 62,000 | 84,000 |
| Net interest income | 505,000 | 1,042,000 | 1,540,000 | 2,031,000 |
| Noninterest income | 43,000 | 83,000 | 124,000 | 164,000 |
| Noninterest expense | 499,000 | 971,000 | 1,437,000 | 1,886,000 |
| Provision for loan losses | 2,000 | 8,000 | 14,000 | 14,000 |
| Pretax income | 47,000 | 146,000 | 213,000 | 295,000 |
| Income tax | 7,000 | 24,000 | 39,000 | 55,000 |
| Net income | 40,000 | 122,000 | 174,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,911,000 | 6,902,000 | 6,954,000 | 6,930,000 |
| Total capital | 7,146,000 | 7,141,000 | 7,199,000 | 7,175,000 |
| Risk-weighted assets | 27,276,000 | 27,237,000 | 26,816,000 | 26,885,000 |