Call reports 2001
CITIZENS NATIONAL BANK OF WOODSFIELD, THE — 2001
What CITIZENS NATIONAL BANK OF WOODSFIELD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,255,000 | 56,383,000 | 56,869,000 | 57,047,000 |
| Total loans | 21,629,000 | 21,606,000 | 21,344,000 | 21,314,000 |
| Allowance for loan losses | 346,000 | 337,000 | 320,000 | 319,000 |
| Securities available for sale | 891,000 | 850,000 | 818,000 | 796,000 |
| Securities held to maturity | 25,478,000 | 25,501,000 | 24,000,000 | 23,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,719,000 | 48,989,000 | 49,337,000 | 49,742,000 |
| Interest-bearing deposits | 36,996,000 | 36,134,000 | 37,210,000 | 37,066,000 |
| Noninterest-bearing deposits | 11,723,000 | 12,855,000 | 12,127,000 | 12,676,000 |
| Equity capital | 7,240,000 | 7,190,000 | 7,338,000 | 7,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,825,000 | 2,694,000 | 3,534,000 |
| Interest expense | 288,000 | 550,000 | 790,000 | 992,000 |
| Net interest income | 637,000 | 1,275,000 | 1,904,000 | 2,542,000 |
| Noninterest income | 48,000 | 91,000 | 136,000 | 187,000 |
| Noninterest expense | 441,000 | 883,000 | 1,344,000 | 1,805,000 |
| Provision for loan losses | 12,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 232,000 | 458,000 | 671,000 | 899,000 |
| Income tax | 71,000 | 139,000 | 205,000 | 278,000 |
| Net income | 161,000 | 319,000 | 466,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,239,000 | 7,166,000 | 7,336,000 | 7,134,000 |
| Total capital | 7,514,000 | 7,458,000 | 7,630,000 | 7,424,000 |
| Risk-weighted assets | 21,907,000 | 23,331,000 | 23,473,000 | 23,150,000 |