Call reports 2007
BANK OF NAVASOTA, NATIONAL ASSOCIATION, THE — 2007
What BANK OF NAVASOTA, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 73,179,000 | 73,424,000 |
| Total loans | 33,604,000 | 33,035,000 |
| Allowance for loan losses | 677,000 | 589,000 |
| Securities available for sale | 19,612,000 | 19,405,000 |
| Securities held to maturity | 1,855,000 | 1,684,000 |
| Trading assets | 0 | 0 |
| Total deposits | 63,572,000 | 63,840,000 |
| Interest-bearing deposits | 45,684,000 | 45,145,000 |
| Noninterest-bearing deposits | 17,888,000 | 18,695,000 |
| Equity capital | 9,001,000 | 9,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 1,096,000 | 2,184,000 |
| Interest expense | 310,000 | 625,000 |
| Net interest income | 786,000 | 1,559,000 |
| Noninterest income | 161,000 | 324,000 |
| Noninterest expense | 575,000 | 1,176,000 |
| Provision for loan losses | 61,000 | 61,000 |
| Pretax income | 311,000 | 646,000 |
| Income tax | 90,000 | 191,000 |
| Net income | 221,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 9,141,000 | 9,374,000 |
| Total capital | 9,626,000 | 9,856,000 |
| Risk-weighted assets | 38,597,000 | 38,581,000 |