Call reports 2006
BANK OF NAVASOTA, NATIONAL ASSOCIATION, THE — 2006
What BANK OF NAVASOTA, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,357,000 | 77,303,000 | 75,624,000 | 73,758,000 |
| Total loans | 36,574,000 | 36,826,000 | 36,324,000 | 35,485,000 |
| Allowance for loan losses | 703,000 | 727,000 | 714,000 | 644,000 |
| Securities available for sale | 20,509,000 | 19,749,000 | 20,421,000 | 20,544,000 |
| Securities held to maturity | 2,909,000 | 2,907,000 | 2,509,000 | 2,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,615,000 | 68,477,000 | 66,257,000 | 64,050,000 |
| Interest-bearing deposits | 49,257,000 | 50,146,000 | 48,582,000 | 47,325,000 |
| Noninterest-bearing deposits | 17,358,000 | 18,331,000 | 17,675,000 | 16,725,000 |
| Equity capital | 8,251,000 | 8,351,000 | 8,792,000 | 8,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,205,000 | 3,352,000 | 4,485,000 |
| Interest expense | 248,000 | 525,000 | 822,000 | 1,130,000 |
| Net interest income | 846,000 | 1,680,000 | 2,530,000 | 3,355,000 |
| Noninterest income | 176,000 | 395,000 | 603,000 | 784,000 |
| Noninterest expense | 583,000 | 1,167,000 | 1,738,000 | 2,325,000 |
| Provision for loan losses | 25,000 | 115,000 | 170,000 | 200,000 |
| Pretax income | 414,000 | 793,000 | 1,225,000 | 1,614,000 |
| Income tax | 125,000 | 237,000 | 367,000 | 483,000 |
| Net income | 289,000 | 556,000 | 858,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,493,000 | 8,759,000 | 9,061,000 | 8,920,000 |
| Total capital | 9,020,000 | 9,292,000 | 9,584,000 | 9,425,000 |
| Risk-weighted assets | 41,995,000 | 42,474,000 | 41,728,000 | 40,255,000 |