Call reports 2001
BANK OF NAVASOTA, NATIONAL ASSOCIATION, THE — 2001
What BANK OF NAVASOTA, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,770,000 | 59,295,000 | 62,691,000 | 62,205,000 |
| Total loans | 22,024,000 | 22,829,000 | 24,614,000 | 26,117,000 |
| Allowance for loan losses | 216,000 | 224,000 | 243,000 | 277,000 |
| Securities available for sale | 18,092,000 | 16,976,000 | 16,435,000 | 17,314,000 |
| Securities held to maturity | 8,090,000 | 7,573,000 | 7,224,000 | 7,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,072,000 | 52,513,000 | 55,419,000 | 55,078,000 |
| Interest-bearing deposits | 41,723,000 | 40,973,000 | 44,107,000 | 43,454,000 |
| Noninterest-bearing deposits | 11,349,000 | 11,540,000 | 11,312,000 | 11,624,000 |
| Equity capital | 6,191,000 | 6,361,000 | 6,741,000 | 6,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,894,000 | 2,826,000 | 3,727,000 |
| Interest expense | 433,000 | 860,000 | 1,256,000 | 1,594,000 |
| Net interest income | 512,000 | 1,034,000 | 1,570,000 | 2,133,000 |
| Noninterest income | 134,000 | 276,000 | 411,000 | 544,000 |
| Noninterest expense | 388,000 | 774,000 | 1,176,000 | 1,588,000 |
| Provision for loan losses | 26,000 | 58,000 | 105,000 | 205,000 |
| Pretax income | 203,000 | 450,000 | 681,000 | 875,000 |
| Income tax | 44,000 | 113,000 | 154,000 | 194,000 |
| Net income | 159,000 | 337,000 | 527,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,031,000 | 6,209,000 | 6,397,000 | 6,286,000 |
| Total capital | 6,247,000 | 6,433,000 | 6,640,000 | 6,563,000 |
| Risk-weighted assets | 30,382,000 | 30,391,000 | 31,920,000 | 32,838,000 |