Call reports 2025
MUTUALONE BANK — 2025
What MUTUALONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,245,483,000 | 1,217,531,000 | 1,215,468,000 | 1,252,824,000 |
| Total loans | 1,099,683,000 | 1,075,703,000 | 1,032,459,000 | 977,624,000 |
| Allowance for loan losses | 26,183,000 | 43,882,000 | 34,646,000 | 35,562,000 |
| Securities available for sale | 64,759,000 | 64,185,000 | 77,351,000 | 76,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 894,193,000 | 853,759,000 | 863,463,000 | 936,065,000 |
| Interest-bearing deposits | 781,460,000 | 735,198,000 | 754,732,000 | 837,064,000 |
| Noninterest-bearing deposits | 112,733,000 | 118,561,000 | 108,731,000 | 99,001,000 |
| Equity capital | 253,901,000 | 244,129,000 | 248,118,000 | 252,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,069,000 | 36,087,000 | 53,803,000 | 71,080,000 |
| Interest expense | 7,683,000 | 15,164,000 | 22,329,000 | 29,638,000 |
| Net interest income | 10,386,000 | 20,923,000 | 31,474,000 | 41,442,000 |
| Noninterest income | 276,000 | 541,000 | 842,000 | 1,290,000 |
| Noninterest expense | 6,638,000 | 13,171,000 | 20,161,000 | 27,491,000 |
| Provision for loan losses | 6,031,000 | 24,267,000 | 24,356,000 | 24,462,000 |
| Pretax income | -1,627,000 | -15,398,000 | -11,032,000 | -6,362,000 |
| Income tax | -772,000 | -4,616,000 | -3,537,000 | -2,432,000 |
| Net income | -855,000 | -10,782,000 | -7,495,000 | -3,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,102,000 | 250,129,000 | 253,415,000 | 256,981,000 |