Call reports 2023
MUTUALONE BANK — 2023
What MUTUALONE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,267,637,000 | 1,278,965,000 | 1,279,651,000 | 1,288,699,000 |
| Total loans | 1,106,178,000 | 1,121,107,000 | 1,134,233,000 | 1,128,704,000 |
| Allowance for loan losses | 16,126,000 | 16,391,000 | 17,071,000 | 17,017,000 |
| Securities available for sale | 70,472,000 | 67,757,000 | 64,401,000 | 67,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 904,005,000 | 919,154,000 | 898,082,000 | 877,236,000 |
| Interest-bearing deposits | 772,148,000 | 795,811,000 | 776,951,000 | 776,507,000 |
| Noninterest-bearing deposits | 131,857,000 | 123,343,000 | 121,131,000 | 100,729,000 |
| Equity capital | 219,242,000 | 224,353,000 | 227,404,000 | 236,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,225,000 | 37,873,000 | 58,318,000 | 79,257,000 |
| Interest expense | 5,209,000 | 12,285,000 | 20,105,000 | 28,729,000 |
| Net interest income | 13,016,000 | 25,588,000 | 38,213,000 | 50,528,000 |
| Noninterest income | 236,000 | 484,000 | 698,000 | 930,000 |
| Noninterest expense | 4,974,000 | 10,614,000 | 15,785,000 | 21,164,000 |
| Provision for loan losses | 1,251,000 | 1,501,000 | 2,181,000 | 2,126,000 |
| Pretax income | 6,550,000 | 14,891,000 | 21,553,000 | 30,046,000 |
| Income tax | 2,071,000 | 3,934,000 | 5,655,000 | 7,894,000 |
| Net income | 4,479,000 | 10,957,000 | 15,898,000 | 22,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,755,000 | 232,235,000 | 237,173,000 | 243,428,000 |