Call reports 2022
MUTUALONE BANK — 2022
What MUTUALONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,015,370,000 | 1,056,000,000 | 1,135,265,000 | 1,214,701,000 |
| Total loans | 845,316,000 | 903,834,000 | 979,127,000 | 1,041,550,000 |
| Allowance for loan losses | 13,368,000 | 13,369,000 | 14,569,000 | 14,558,000 |
| Securities available for sale | 73,026,000 | 71,389,000 | 66,476,000 | 70,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,922,000 | 803,568,000 | 816,129,000 | 822,960,000 |
| Interest-bearing deposits | 648,421,000 | 646,159,000 | 680,415,000 | 693,008,000 |
| Noninterest-bearing deposits | 136,501,000 | 157,409,000 | 135,714,000 | 129,952,000 |
| Equity capital | 202,963,000 | 205,248,000 | 206,271,000 | 214,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,631,000 | 22,414,000 | 36,463,000 | 53,453,000 |
| Interest expense | 1,119,000 | 2,205,000 | 3,887,000 | 6,968,000 |
| Net interest income | 9,512,000 | 20,209,000 | 32,576,000 | 46,485,000 |
| Noninterest income | 236,000 | 3,002,000 | 3,248,000 | 3,497,000 |
| Noninterest expense | 4,784,000 | 9,930,000 | 14,927,000 | 20,593,000 |
| Provision for loan losses | 0 | 0 | 1,200,000 | 1,202,000 |
| Pretax income | 5,241,000 | 12,259,000 | 17,467,000 | 28,569,000 |
| Income tax | 1,379,000 | 3,559,000 | 4,813,000 | 7,789,000 |
| Net income | 3,862,000 | 8,700,000 | 12,654,000 | 20,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,756,000 | 209,593,000 | 213,547,000 | 221,674,000 |