Call reports 2021
MUTUALONE BANK — 2021
What MUTUALONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,031,280,000 | 1,040,259,000 | 1,009,470,000 | 1,037,109,000 |
| Total loans | 803,963,000 | 810,077,000 | 820,176,000 | 825,526,000 |
| Allowance for loan losses | 13,210,000 | 13,312,000 | 13,364,000 | 13,368,000 |
| Securities available for sale | 61,699,000 | 66,390,000 | 63,267,000 | 70,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,505,000 | 797,368,000 | 785,971,000 | 808,506,000 |
| Interest-bearing deposits | 666,358,000 | 660,305,000 | 654,242,000 | 671,729,000 |
| Noninterest-bearing deposits | 124,147,000 | 137,063,000 | 131,729,000 | 136,777,000 |
| Equity capital | 191,539,000 | 195,344,000 | 198,015,000 | 202,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,484,000 | 20,915,000 | 31,634,000 | 42,387,000 |
| Interest expense | 1,475,000 | 2,792,000 | 4,056,000 | 5,267,000 |
| Net interest income | 9,009,000 | 18,123,000 | 27,578,000 | 37,120,000 |
| Noninterest income | 321,000 | 565,000 | 770,000 | 1,048,000 |
| Noninterest expense | 4,045,000 | 9,043,000 | 14,104,000 | 19,144,000 |
| Provision for loan losses | 1,000 | 101,000 | 100,000 | 100,000 |
| Pretax income | 6,723,000 | 11,556,000 | 15,860,000 | 22,843,000 |
| Income tax | 1,730,000 | 2,997,000 | 4,168,000 | 5,942,000 |
| Net income | 4,993,000 | 8,559,000 | 11,692,000 | 16,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,985,000 | 192,551,000 | 195,684,000 | 200,893,000 |