Call reports 2020
MUTUALONE BANK — 2020
What MUTUALONE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 981,151,000 | 977,951,000 | 974,144,000 | 994,921,000 |
| Total loans | 772,244,000 | 808,975,000 | 821,302,000 | 801,448,000 |
| Allowance for loan losses | 13,679,000 | 13,406,000 | 13,274,000 | 13,276,000 |
| Securities available for sale | 57,021,000 | 63,844,000 | 61,451,000 | 56,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,300,000 | 756,062,000 | 748,590,000 | 764,484,000 |
| Interest-bearing deposits | 679,486,000 | 641,867,000 | 638,046,000 | 644,257,000 |
| Noninterest-bearing deposits | 85,814,000 | 114,195,000 | 110,544,000 | 120,227,000 |
| Equity capital | 174,236,000 | 178,817,000 | 183,204,000 | 188,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,710,000 | 21,933,000 | 32,594,000 | 43,724,000 |
| Interest expense | 3,087,000 | 5,637,000 | 7,570,000 | 9,198,000 |
| Net interest income | 8,623,000 | 16,296,000 | 25,024,000 | 34,526,000 |
| Noninterest income | 305,000 | 930,000 | 1,571,000 | 2,177,000 |
| Noninterest expense | 4,128,000 | 8,273,000 | 12,417,000 | 16,654,000 |
| Provision for loan losses | 728,000 | 539,000 | 539,000 | 539,000 |
| Pretax income | 1,535,000 | 7,287,000 | 13,164,000 | 20,258,000 |
| Income tax | 528,000 | 1,961,000 | 3,496,000 | 5,349,000 |
| Net income | 1,007,000 | 5,326,000 | 9,668,000 | 14,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,090,000 | 174,409,000 | 178,751,000 | 183,992,000 |