Call reports 2019
MUTUALONE BANK — 2019
What MUTUALONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 948,188,000 | 966,257,000 | 983,289,000 | 942,561,000 |
| Total loans | 766,920,000 | 772,028,000 | 776,048,000 | 796,639,000 |
| Allowance for loan losses | 12,851,000 | 12,838,000 | 13,318,000 | 12,951,000 |
| Securities available for sale | 37,563,000 | 57,298,000 | 57,002,000 | 55,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,412,000 | 781,331,000 | 794,132,000 | 749,221,000 |
| Interest-bearing deposits | 681,714,000 | 697,800,000 | 706,075,000 | 668,488,000 |
| Noninterest-bearing deposits | 86,698,000 | 83,531,000 | 88,057,000 | 80,733,000 |
| Equity capital | 157,995,000 | 162,547,000 | 166,869,000 | 171,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,406,000 | 23,429,000 | 35,604,000 | 47,881,000 |
| Interest expense | 2,934,000 | 6,224,000 | 9,694,000 | 12,942,000 |
| Net interest income | 8,472,000 | 17,205,000 | 25,910,000 | 34,939,000 |
| Noninterest income | 292,000 | 611,000 | 933,000 | 1,266,000 |
| Noninterest expense | 4,316,000 | 8,486,000 | 12,685,000 | 16,898,000 |
| Provision for loan losses | -3,000 | -16,000 | 467,000 | 313,000 |
| Pretax income | 5,974,000 | 11,026,000 | 15,851,000 | 22,026,000 |
| Income tax | 1,532,000 | 2,877,000 | 4,153,000 | 5,780,000 |
| Net income | 4,442,000 | 8,149,000 | 11,698,000 | 16,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,255,000 | 160,986,000 | 164,535,000 | 169,082,000 |
| Total capital | 167,455,000 | 171,636,000 | 175,379,000 | 180,277,000 |
| Risk-weighted assets | 813,076,000 | 849,540,000 | 864,766,000 | 893,540,000 |