Call reports 2018
MUTUALONE BANK — 2018
What MUTUALONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 825,113,000 | 827,376,000 | 862,642,000 | 887,560,000 |
| Total loans | 702,285,000 | 713,344,000 | 730,708,000 | 750,705,000 |
| Allowance for loan losses | 11,640,000 | 11,874,000 | 12,237,000 | 12,854,000 |
| Securities available for sale | 36,643,000 | 39,691,000 | 39,184,000 | 57,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,356,000 | 633,995,000 | 655,793,000 | 703,091,000 |
| Interest-bearing deposits | 541,829,000 | 546,098,000 | 561,400,000 | 620,075,000 |
| Noninterest-bearing deposits | 92,527,000 | 87,897,000 | 94,393,000 | 83,016,000 |
| Equity capital | 143,926,000 | 146,372,000 | 150,188,000 | 152,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,325,000 | 19,202,000 | 29,537,000 | 40,416,000 |
| Interest expense | 1,653,000 | 3,476,000 | 5,558,000 | 8,064,000 |
| Net interest income | 7,672,000 | 15,726,000 | 23,979,000 | 32,352,000 |
| Noninterest income | 292,000 | 573,000 | 882,000 | 1,169,000 |
| Noninterest expense | 4,045,000 | 8,333,000 | 12,256,000 | 16,073,000 |
| Provision for loan losses | 580,000 | 1,035,000 | 1,398,000 | 2,102,000 |
| Pretax income | 4,848,000 | 8,440,000 | 12,777,000 | 16,916,000 |
| Income tax | 1,182,000 | 2,314,000 | 3,467,000 | 4,582,000 |
| Net income | 3,666,000 | 6,126,000 | 9,310,000 | 12,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,109,000 | 143,594,000 | 146,802,000 | 149,850,000 |
| Total capital | 151,735,000 | 154,502,000 | 158,328,000 | 161,377,000 |
| Risk-weighted assets | 725,259,000 | 744,504,000 | 759,576,000 | 783,378,000 |