Call reports 2017
MUTUALONE BANK — 2017
What MUTUALONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 753,806,000 | 777,611,000 | 782,357,000 | 806,247,000 |
| Total loans | 620,704,000 | 647,429,000 | 660,602,000 | 688,241,000 |
| Allowance for loan losses | 9,963,000 | 10,323,000 | 10,561,000 | 11,200,000 |
| Securities available for sale | 34,790,000 | 38,845,000 | 38,916,000 | 39,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,088,000 | 600,630,000 | 603,208,000 | 602,244,000 |
| Interest-bearing deposits | 509,514,000 | 524,468,000 | 531,175,000 | 522,551,000 |
| Noninterest-bearing deposits | 74,574,000 | 76,162,000 | 72,033,000 | 79,693,000 |
| Equity capital | 133,303,000 | 137,570,000 | 140,552,000 | 142,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,067,000 | 16,443,000 | 25,357,000 | 34,311,000 |
| Interest expense | 1,242,000 | 2,610,000 | 4,081,000 | 5,599,000 |
| Net interest income | 6,825,000 | 13,833,000 | 21,276,000 | 28,712,000 |
| Noninterest income | 272,000 | 3,954,000 | 4,372,000 | 4,712,000 |
| Noninterest expense | 3,633,000 | 7,344,000 | 11,194,000 | 15,044,000 |
| Provision for loan losses | 119,000 | 530,000 | 769,000 | 1,249,000 |
| Pretax income | 3,450,000 | 10,236,000 | 14,331,000 | 18,114,000 |
| Income tax | 1,254,000 | 3,808,000 | 5,176,000 | 7,601,000 |
| Net income | 2,196,000 | 6,428,000 | 9,155,000 | 10,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,650,000 | 134,108,000 | 136,854,000 | 137,448,000 |
| Total capital | 139,949,000 | 144,856,000 | 147,888,000 | 149,233,000 |
| Risk-weighted assets | 649,469,000 | 685,658,000 | 694,724,000 | 729,486,000 |