Call reports 2016
MUTUALONE BANK — 2016
What MUTUALONE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 684,206,000 | 687,791,000 | 696,888,000 | 720,636,000 |
| Total loans | 559,241,000 | 575,884,000 | 563,464,000 | 624,579,000 |
| Allowance for loan losses | 8,629,000 | 9,016,000 | 9,016,000 | 10,021,000 |
| Securities available for sale | 33,717,000 | 34,151,000 | 31,687,000 | 35,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,949,000 | 538,537,000 | 545,791,000 | 554,107,000 |
| Interest-bearing deposits | 474,252,000 | 477,444,000 | 484,100,000 | 490,131,000 |
| Noninterest-bearing deposits | 62,697,000 | 61,093,000 | 61,691,000 | 63,976,000 |
| Equity capital | 126,106,000 | 128,080,000 | 129,640,000 | 130,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,195,000 | 14,358,000 | 21,560,000 | 28,934,000 |
| Interest expense | 1,044,000 | 2,163,000 | 3,322,000 | 4,517,000 |
| Net interest income | 6,151,000 | 12,195,000 | 18,238,000 | 24,417,000 |
| Noninterest income | 281,000 | 593,000 | 920,000 | 1,254,000 |
| Noninterest expense | 3,656,000 | 7,634,000 | 11,207,000 | 14,888,000 |
| Provision for loan losses | -1,000 | 441,000 | 442,000 | 1,393,000 |
| Pretax income | 2,777,000 | 4,858,000 | 7,802,000 | 9,889,000 |
| Income tax | 1,100,000 | 1,810,000 | 2,840,000 | 3,502,000 |
| Net income | 1,677,000 | 3,048,000 | 4,962,000 | 6,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,717,000 | 124,114,000 | 126,042,000 | 127,482,000 |
| Total capital | 131,756,000 | 133,741,000 | 135,265,000 | 137,486,000 |
| Risk-weighted assets | 580,230,000 | 595,779,000 | 580,797,000 | 641,305,000 |