Call reports 2015
MUTUALONE BANK — 2015
What MUTUALONE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 597,165,000 | 610,045,000 | 612,254,000 | 657,949,000 |
| Total loans | 511,035,000 | 504,074,000 | 519,077,000 | 565,063,000 |
| Allowance for loan losses | 8,844,000 | 8,841,000 | 7,719,000 | 8,713,000 |
| Securities available for sale | 40,817,000 | 37,596,000 | 34,557,000 | 33,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,884,000 | 471,743,000 | 478,897,000 | 498,206,000 |
| Interest-bearing deposits | 427,207,000 | 423,593,000 | 428,966,000 | 439,880,000 |
| Noninterest-bearing deposits | 44,677,000 | 48,150,000 | 49,931,000 | 58,326,000 |
| Equity capital | 120,638,000 | 122,070,000 | 122,134,000 | 123,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,271,000 | 12,853,000 | 19,299,000 | 26,074,000 |
| Interest expense | 843,000 | 1,667,000 | 2,556,000 | 3,466,000 |
| Net interest income | 5,428,000 | 11,186,000 | 16,743,000 | 22,608,000 |
| Noninterest income | 259,000 | 584,000 | 1,017,000 | 1,336,000 |
| Noninterest expense | 3,087,000 | 6,598,000 | 9,875,000 | 13,241,000 |
| Provision for loan losses | 251,000 | 251,000 | 2,094,000 | 3,018,000 |
| Pretax income | 2,699,000 | 5,639,000 | 6,804,000 | 8,757,000 |
| Income tax | 839,000 | 1,799,000 | 2,126,000 | 2,872,000 |
| Net income | 1,860,000 | 3,840,000 | 4,678,000 | 5,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,190,000 | 119,159,000 | 119,877,000 | 121,093,000 |
| Total capital | 125,751,000 | 127,419,000 | 127,729,000 | 130,009,000 |
| Risk-weighted assets | 532,785,000 | 532,740,000 | 546,702,000 | 596,536,000 |