Call reports 2013
MUTUALONE BANK — 2013
What MUTUALONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 550,128,000 | 556,007,000 | 557,576,000 | 565,085,000 |
| Total loans | 418,036,000 | 424,592,000 | 437,529,000 | 447,532,000 |
| Allowance for loan losses | 5,665,000 | 5,551,000 | 5,786,000 | 5,941,000 |
| Securities available for sale | 61,012,000 | 47,756,000 | 51,899,000 | 51,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,829,000 | 439,263,000 | 440,147,000 | 445,935,000 |
| Interest-bearing deposits | 403,673,000 | 404,810,000 | 404,494,000 | 407,342,000 |
| Noninterest-bearing deposits | 32,156,000 | 34,453,000 | 35,653,000 | 38,593,000 |
| Equity capital | 108,115,000 | 109,549,000 | 111,233,000 | 113,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,810,000 | 11,528,000 | 17,431,000 | 23,690,000 |
| Interest expense | 825,000 | 1,627,000 | 2,470,000 | 3,292,000 |
| Net interest income | 4,985,000 | 9,901,000 | 14,961,000 | 20,398,000 |
| Noninterest income | 520,000 | 872,000 | 1,504,000 | 1,963,000 |
| Noninterest expense | 3,124,000 | 6,142,000 | 8,976,000 | 12,004,000 |
| Provision for loan losses | -1,000 | 451,000 | 703,000 | 854,000 |
| Pretax income | 2,382,000 | 4,006,000 | 6,567,000 | 9,485,000 |
| Income tax | 826,000 | 1,390,000 | 2,320,000 | 3,363,000 |
| Net income | 1,556,000 | 2,616,000 | 4,247,000 | 6,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,647,000 | 105,731,000 | 107,386,000 | 109,281,000 |
| Total capital | 112,123,000 | 113,124,000 | 114,912,000 | 117,284,000 |
| Risk-weighted assets | 436,094,000 | 424,979,000 | 434,941,000 | 444,919,000 |