Call reports 2012
MUTUALONE BANK — 2012
What MUTUALONE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 402,344,000 | 403,944,000 | 555,291,000 | 552,006,000 |
| Total loans | 330,578,000 | 340,638,000 | 407,081,000 | 416,304,000 |
| Allowance for loan losses | 4,192,000 | 4,433,000 | 5,734,000 | 5,735,000 |
| Securities available for sale | 34,666,000 | 32,890,000 | 62,909,000 | 61,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,371,000 | 308,337,000 | 442,596,000 | 439,619,000 |
| Interest-bearing deposits | 283,376,000 | 282,309,000 | 412,045,000 | 407,830,000 |
| Noninterest-bearing deposits | 23,995,000 | 26,028,000 | 30,551,000 | 31,789,000 |
| Equity capital | 91,233,000 | 92,322,000 | 105,258,000 | 106,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,954,000 | 9,851,000 | 15,727,000 | 21,493,000 |
| Interest expense | 776,000 | 1,518,000 | 2,440,000 | 3,306,000 |
| Net interest income | 4,178,000 | 8,333,000 | 13,287,000 | 18,187,000 |
| Noninterest income | 187,000 | 378,000 | 1,604,000 | 1,861,000 |
| Noninterest expense | 2,280,000 | 4,620,000 | 7,820,000 | 11,163,000 |
| Provision for loan losses | 150,000 | 851,000 | 2,153,000 | 2,154,000 |
| Pretax income | 1,935,000 | 3,208,000 | 4,991,000 | 7,440,000 |
| Income tax | 623,000 | 993,000 | 1,226,000 | 2,080,000 |
| Net income | 1,312,000 | 2,215,000 | 3,765,000 | 5,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,390,000 | 89,292,000 | 101,448,000 | 103,066,000 |
| Total capital | 94,295,000 | 95,458,000 | 108,720,000 | 109,922,000 |
| Risk-weighted assets | 336,072,000 | 345,456,000 | 422,261,000 | 434,177,000 |