Call reports 2011
MUTUALONE BANK — 2011
What MUTUALONE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 389,687,000 | 395,622,000 | 403,092,000 | 398,495,000 |
| Total loans | 294,648,000 | 292,632,000 | 303,452,000 | 317,641,000 |
| Allowance for loan losses | 3,380,000 | 3,410,000 | 3,418,000 | 3,374,000 |
| Securities available for sale | 47,669,000 | 45,852,000 | 33,408,000 | 33,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,185,000 | 308,171,000 | 310,276,000 | 303,771,000 |
| Interest-bearing deposits | 283,052,000 | 287,449,000 | 286,566,000 | 280,893,000 |
| Noninterest-bearing deposits | 20,133,000 | 20,722,000 | 23,710,000 | 22,878,000 |
| Equity capital | 82,434,000 | 84,389,000 | 87,561,000 | 89,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,897,000 | 9,816,000 | 14,740,000 | 19,514,000 |
| Interest expense | 968,000 | 1,936,000 | 2,898,000 | 3,776,000 |
| Net interest income | 3,929,000 | 7,880,000 | 11,842,000 | 15,738,000 |
| Noninterest income | 133,000 | 286,000 | 474,000 | 2,686,000 |
| Noninterest expense | 2,128,000 | 4,322,000 | 6,749,000 | 8,926,000 |
| Provision for loan losses | 2,000 | 1,000 | 1,000 | 2,000 |
| Pretax income | 1,930,000 | 3,841,000 | 7,514,000 | 9,685,000 |
| Income tax | 700,000 | 747,000 | 2,101,000 | 2,890,000 |
| Net income | 1,230,000 | 3,094,000 | 5,413,000 | 6,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,514,000 | 83,378,000 | 85,696,000 | 87,078,000 |
| Total capital | 85,451,000 | 87,360,000 | 90,209,000 | 92,074,000 |
| Risk-weighted assets | 314,514,000 | 312,081,000 | 310,736,000 | 321,482,000 |