Call reports 2009
MUTUALONE BANK — 2009
What MUTUALONE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 341,297,000 | 366,607,000 | 364,149,000 | 369,104,000 |
| Total loans | 261,743,000 | 271,871,000 | 266,711,000 | 279,314,000 |
| Allowance for loan losses | 5,389,000 | 3,787,000 | 3,797,000 | 3,849,000 |
| Securities available for sale | 52,951,000 | 59,847,000 | 65,073,000 | 62,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,390,000 | 294,476,000 | 288,561,000 | 288,314,000 |
| Interest-bearing deposits | 257,518,000 | 275,694,000 | 272,026,000 | 272,032,000 |
| Noninterest-bearing deposits | 14,872,000 | 18,782,000 | 16,535,000 | 16,282,000 |
| Equity capital | 65,241,000 | 68,495,000 | 72,233,000 | 74,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,641,000 | 14,617,000 | 19,637,000 |
| Interest expense | 1,752,000 | 3,483,000 | 5,027,000 | 6,279,000 |
| Net interest income | 3,016,000 | 6,158,000 | 9,590,000 | 13,358,000 |
| Noninterest income | 150,000 | 342,000 | 1,107,000 | 2,000,000 |
| Noninterest expense | 1,795,000 | 4,021,000 | 6,088,000 | 8,183,000 |
| Provision for loan losses | 876,000 | 2,700,000 | 3,502,000 | 3,852,000 |
| Pretax income | 495,000 | -597,000 | 696,000 | 2,907,000 |
| Income tax | 110,000 | -419,000 | -1,000 | 829,000 |
| Net income | 385,000 | -178,000 | 697,000 | 2,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,006,000 | 67,772,000 | 71,497,000 | 73,798,000 |
| Total capital | 67,420,000 | 71,390,000 | 75,130,000 | 77,569,000 |
| Risk-weighted assets | 271,184,000 | 289,295,000 | 290,466,000 | 301,584,000 |