Call reports 2007
MUTUALONE BANK — 2007
What MUTUALONE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 323,118,000 | 330,200,000 | 339,548,000 | 346,805,000 |
| Total loans | 232,674,000 | 239,764,000 | 246,998,000 | 245,659,000 |
| Allowance for loan losses | 4,584,000 | 4,464,000 | 4,489,000 | 4,987,000 |
| Securities available for sale | 73,789,000 | 75,057,000 | 77,078,000 | 84,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,506,000 | 249,274,000 | 255,378,000 | 264,264,000 |
| Interest-bearing deposits | 232,001,000 | 234,058,000 | 240,322,000 | 246,676,000 |
| Noninterest-bearing deposits | 11,505,000 | 15,216,000 | 15,056,000 | 17,588,000 |
| Equity capital | 73,970,000 | 74,380,000 | 75,871,000 | 76,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,807,000 | 9,771,000 | 15,038,000 | 20,421,000 |
| Interest expense | 2,034,000 | 4,240,000 | 6,614,000 | 9,107,000 |
| Net interest income | 2,773,000 | 5,531,000 | 8,424,000 | 11,314,000 |
| Noninterest income | 133,000 | 309,000 | 439,000 | 649,000 |
| Noninterest expense | 1,658,000 | 4,088,000 | 5,760,000 | 7,464,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,501,000 |
| Pretax income | 1,247,000 | 2,365,000 | 3,716,000 | 3,612,000 |
| Income tax | 440,000 | 561,000 | 1,022,000 | 855,000 |
| Net income | 807,000 | 1,804,000 | 2,694,000 | 2,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,261,000 | 72,258,000 | 73,147,000 | 73,211,000 |
| Total capital | 76,485,000 | 77,323,000 | 78,447,000 | 78,784,000 |
| Risk-weighted assets | 245,637,000 | 256,211,000 | 263,384,000 | 273,242,000 |