Call reports 2002
MUTUALONE BANK — 2002
What MUTUALONE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 277,181,000 | 281,415,000 | 281,813,000 | 285,789,000 |
| Total loans | 187,280,000 | 182,166,000 | 185,289,000 | 186,560,000 |
| Allowance for loan losses | 3,394,000 | 3,395,000 | 3,399,000 | 3,421,000 |
| Securities available for sale | 79,430,000 | 85,606,000 | 82,333,000 | 81,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,269,000 | 221,133,000 | 219,603,000 | 223,634,000 |
| Interest-bearing deposits | 211,525,000 | 211,504,000 | 209,743,000 | 213,856,000 |
| Noninterest-bearing deposits | 9,744,000 | 9,629,000 | 9,860,000 | 9,778,000 |
| Equity capital | 50,736,000 | 51,960,000 | 52,778,000 | 54,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,533,000 | 9,382,000 | 14,066,000 | 18,635,000 |
| Interest expense | 1,805,000 | 3,615,000 | 5,351,000 | 7,013,000 |
| Net interest income | 2,728,000 | 5,767,000 | 8,715,000 | 11,622,000 |
| Noninterest income | 150,000 | 331,000 | 537,000 | 781,000 |
| Noninterest expense | 1,525,000 | 2,714,000 | 4,190,000 | 5,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,608,000 | 3,626,000 | 5,496,000 | 6,832,000 |
| Income tax | 584,000 | 1,159,000 | 1,686,000 | 2,043,000 |
| Net income | 1,024,000 | 2,467,000 | 3,810,000 | 4,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,972,000 | 50,415,000 | 51,758,000 | 52,737,000 |
| Total capital | 52,845,000 | 53,807,000 | 54,526,000 | 55,828,000 |
| Risk-weighted assets | 211,376,000 | 209,506,000 | 212,963,000 | 216,312,000 |