Call reports 2001
MUTUALONE BANK — 2001
What MUTUALONE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 247,649,000 | 255,471,000 | 261,873,000 | 267,773,000 |
| Total loans | 174,998,000 | 180,713,000 | 184,379,000 | 181,020,000 |
| Allowance for loan losses | 3,093,000 | 3,399,000 | 3,401,000 | 3,402,000 |
| Securities available for sale | 55,339,000 | 55,786,000 | 67,569,000 | 76,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,060,000 | 204,972,000 | 210,853,000 | 213,802,000 |
| Interest-bearing deposits | 186,355,000 | 191,396,000 | 201,107,000 | 205,119,000 |
| Noninterest-bearing deposits | 11,705,000 | 13,576,000 | 9,746,000 | 8,683,000 |
| Equity capital | 47,428,000 | 48,404,000 | 48,807,000 | 49,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,633,000 | 9,311,000 | 14,056,000 | 18,742,000 |
| Interest expense | 2,239,000 | 4,513,000 | 6,774,000 | 8,770,000 |
| Net interest income | 2,394,000 | 4,798,000 | 7,282,000 | 9,972,000 |
| Noninterest income | 132,000 | 338,000 | 495,000 | 725,000 |
| Noninterest expense | 982,000 | 2,174,000 | 3,614,000 | 4,958,000 |
| Provision for loan losses | 70,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 1,340,000 | 2,979,000 | 4,354,000 | 5,930,000 |
| Income tax | 394,000 | 1,006,000 | 1,444,000 | 2,087,000 |
| Net income | 946,000 | 1,973,000 | 2,910,000 | 3,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,051,000 | 46,078,000 | 47,015,000 | 47,948,000 |
| Total capital | 48,994,000 | 50,052,000 | 50,488,000 | 51,674,000 |
| Risk-weighted assets | 187,977,000 | 192,174,000 | 203,664,000 | 203,609,000 |