Call reports 2023
FLAGLER BANK — 2023
What FLAGLER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 494,594,000 | 518,501,000 | 513,669,000 |
| Total loans | 365,261,000 | 396,328,000 | 390,163,000 |
| Allowance for loan losses | 3,901,000 | 3,926,000 | 3,931,000 |
| Securities available for sale | 96,560,000 | 92,887,000 | 91,024,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 384,610,000 | 424,586,000 | 381,269,000 |
| Interest-bearing deposits | 289,518,000 | 334,333,000 | 255,649,000 |
| Noninterest-bearing deposits | 95,092,000 | 90,253,000 | 125,620,000 |
| Equity capital | 43,660,000 | 44,523,000 | 44,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 5,458,000 | 11,475,000 | 17,572,000 |
| Interest expense | 1,792,000 | 4,807,000 | 8,156,000 |
| Net interest income | 3,666,000 | 6,668,000 | 9,416,000 |
| Noninterest income | 321,000 | 675,000 | 990,000 |
| Noninterest expense | 1,990,000 | 3,699,000 | 5,486,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,996,000 | 3,216,000 | 4,492,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 1,996,000 | 3,216,000 | 4,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 52,834,000 | 54,056,000 | 55,333,000 |
| Total capital | 56,735,000 | 57,982,000 | 59,264,000 |
| Risk-weighted assets | 408,136,000 | 434,392,000 | 410,127,000 |