Call reports 2022
FLAGLER BANK — 2022
What FLAGLER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 501,912,000 | 480,820,000 | 489,288,000 | 482,522,000 |
| Total loans | 288,095,000 | 332,082,000 | 363,008,000 | 361,353,000 |
| Allowance for loan losses | 3,848,000 | 4,048,000 | 4,248,000 | 3,879,000 |
| Securities available for sale | 96,273,000 | 104,810,000 | 99,608,000 | 99,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,014,000 | 409,486,000 | 399,317,000 | 372,797,000 |
| Interest-bearing deposits | 305,380,000 | 290,601,000 | 282,168,000 | 277,648,000 |
| Noninterest-bearing deposits | 113,634,000 | 118,885,000 | 117,149,000 | 95,149,000 |
| Equity capital | 43,505,000 | 41,876,000 | 40,046,000 | 41,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,264,000 | 8,880,000 | 14,017,000 | 19,293,000 |
| Interest expense | 569,000 | 1,126,000 | 1,748,000 | 2,918,000 |
| Net interest income | 3,695,000 | 7,754,000 | 12,269,000 | 16,375,000 |
| Noninterest income | 326,000 | 756,000 | 1,134,000 | 1,470,000 |
| Noninterest expense | 1,619,000 | 3,424,000 | 5,271,000 | 7,600,000 |
| Provision for loan losses | 50,000 | 250,000 | 450,000 | 600,000 |
| Pretax income | 2,321,000 | 4,800,000 | 7,645,000 | 9,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,321,000 | 4,800,000 | 7,645,000 | 9,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,388,000 | 49,320,000 | 51,617,000 | 52,581,000 |
| Total capital | 51,236,000 | 53,368,000 | 55,865,000 | 56,460,000 |
| Risk-weighted assets | 335,092,000 | 368,675,000 | 417,193,000 | 406,184,000 |