Call reports 2021
FLAGLER BANK — 2021
What FLAGLER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 458,967,000 | 477,463,000 | 486,882,000 | 497,257,000 |
| Total loans | 328,357,000 | 321,422,000 | 312,536,000 | 305,901,000 |
| Allowance for loan losses | 3,813,000 | 3,813,000 | 3,798,000 | 3,791,000 |
| Securities available for sale | 59,808,000 | 63,107,000 | 60,593,000 | 60,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,442,000 | 394,299,000 | 402,178,000 | 411,627,000 |
| Interest-bearing deposits | 278,591,000 | 296,829,000 | 301,251,000 | 297,950,000 |
| Noninterest-bearing deposits | 99,851,000 | 97,470,000 | 100,927,000 | 113,677,000 |
| Equity capital | 41,057,000 | 43,660,000 | 45,214,000 | 46,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,270,000 | 10,002,000 | 14,093,000 | 18,246,000 |
| Interest expense | 813,000 | 1,589,000 | 2,291,000 | 2,830,000 |
| Net interest income | 4,457,000 | 8,413,000 | 11,802,000 | 15,416,000 |
| Noninterest income | 321,000 | 650,000 | 1,002,000 | 1,380,000 |
| Noninterest expense | 1,622,000 | 3,291,000 | 4,966,000 | 6,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,148,000 | 5,740,000 | 7,886,000 | 10,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,148,000 | 5,740,000 | 7,886,000 | 10,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,816,000 | 42,861,000 | 44,458,000 | 46,127,000 |
| Total capital | 44,575,000 | 46,674,000 | 48,256,000 | 49,918,000 |
| Risk-weighted assets | 300,642,000 | 345,251,000 | 344,345,000 | 340,370,000 |