Call reports 2020
FLAGLER BANK — 2020
What FLAGLER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 339,314,000 | 408,387,000 | 401,466,000 | 400,937,000 |
| Total loans | 260,652,000 | 323,644,000 | 324,969,000 | 298,267,000 |
| Allowance for loan losses | 2,148,000 | 2,708,000 | 2,599,000 | 2,689,000 |
| Securities available for sale | 42,002,000 | 41,469,000 | 46,821,000 | 54,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,288,000 | 331,797,000 | 318,117,000 | 322,168,000 |
| Interest-bearing deposits | 224,698,000 | 259,791,000 | 250,131,000 | 263,550,000 |
| Noninterest-bearing deposits | 41,590,000 | 72,006,000 | 67,986,000 | 58,618,000 |
| Equity capital | 33,802,000 | 37,134,000 | 38,920,000 | 39,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,676,000 | 9,659,000 | 13,631,000 | 17,411,000 |
| Interest expense | 1,142,000 | 2,229,000 | 3,214,000 | 4,075,000 |
| Net interest income | 2,534,000 | 7,430,000 | 10,417,000 | 13,336,000 |
| Noninterest income | 224,000 | 417,000 | 717,000 | 1,038,000 |
| Noninterest expense | 1,435,000 | 3,195,000 | 4,489,000 | 6,254,000 |
| Provision for loan losses | 90,000 | 650,000 | 710,000 | 800,000 |
| Pretax income | 1,491,000 | 4,259,000 | 6,191,000 | 7,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,491,000 | 4,259,000 | 6,191,000 | 7,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,520,000 | 36,305,000 | 37,760,000 | 38,166,000 |
| Total capital | 35,668,000 | 39,013,000 | — | — |
| Risk-weighted assets | 251,928,000 | 279,664,000 | — | — |