Call reports 2019
FLAGLER BANK — 2019
What FLAGLER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,534,000 | 311,443,000 | 321,834,000 | 332,968,000 |
| Total loans | 225,600,000 | 225,329,000 | 240,658,000 | 241,905,000 |
| Allowance for loan losses | 1,593,000 | 1,686,000 | 1,994,000 | 2,057,000 |
| Securities available for sale | 53,915,000 | 52,230,000 | 52,597,000 | 56,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,557,000 | 241,459,000 | 250,523,000 | 261,501,000 |
| Interest-bearing deposits | 208,031,000 | 203,606,000 | 213,356,000 | 226,404,000 |
| Noninterest-bearing deposits | 35,526,000 | 37,853,000 | 37,167,000 | 35,097,000 |
| Equity capital | 28,944,000 | 30,722,000 | 32,037,000 | 32,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,553,000 | 7,115,000 | 10,803,000 | 14,555,000 |
| Interest expense | 1,119,000 | 2,238,000 | 3,329,000 | 4,513,000 |
| Net interest income | 2,434,000 | 4,877,000 | 7,474,000 | 10,042,000 |
| Noninterest income | 287,000 | 621,000 | 1,002,000 | 1,329,000 |
| Noninterest expense | 1,354,000 | 2,654,000 | 3,959,000 | 5,358,000 |
| Provision for loan losses | 90,000 | 180,000 | 350,000 | 940,000 |
| Pretax income | 1,281,000 | 2,698,000 | 4,218,000 | 5,161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,281,000 | 2,698,000 | 4,218,000 | 5,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,045,000 | 31,033,000 | 32,055,000 | 32,516,000 |
| Total capital | 31,638,000 | 32,719,000 | 34,049,000 | 34,573,000 |
| Risk-weighted assets | 215,753,000 | 213,302,000 | 225,267,000 | 231,915,000 |