Call reports 2018
FLAGLER BANK — 2018
What FLAGLER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 242,128,000 | 274,398,000 | 294,422,000 | 298,645,000 |
| Total loans | 173,198,000 | 203,617,000 | 200,049,000 | 220,833,000 |
| Allowance for loan losses | 1,526,000 | 1,532,000 | 1,377,000 | 1,502,000 |
| Securities available for sale | 50,205,000 | 49,176,000 | 47,814,000 | 54,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,259,000 | 211,882,000 | 244,232,000 | 242,360,000 |
| Interest-bearing deposits | 152,694,000 | 176,724,000 | 213,460,000 | 212,208,000 |
| Noninterest-bearing deposits | 33,565,000 | 35,158,000 | 30,772,000 | 30,151,000 |
| Equity capital | 24,751,000 | 25,400,000 | 25,943,000 | 27,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,815,000 | 5,855,000 | 9,114,000 | 12,570,000 |
| Interest expense | 581,000 | 1,263,000 | 2,175,000 | 3,217,000 |
| Net interest income | 2,234,000 | 4,592,000 | 6,939,000 | 9,353,000 |
| Noninterest income | 242,000 | 510,000 | 871,000 | 1,145,000 |
| Noninterest expense | 1,315,000 | 2,677,000 | 4,057,000 | 5,406,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 400,000 |
| Pretax income | 1,161,000 | 2,425,000 | 3,653,000 | 4,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,161,000 | 2,425,000 | 3,653,000 | 4,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,967,000 | 27,735,000 | 28,466,000 | 29,009,000 |
| Total capital | 28,493,000 | 29,267,000 | 29,843,000 | 30,511,000 |
| Risk-weighted assets | 181,258,000 | 205,412,000 | 201,295,000 | 216,156,000 |