Call reports 2017
FLAGLER BANK — 2017
What FLAGLER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 231,061,000 | 233,500,000 | 227,227,000 | 241,482,000 |
| Total loans | 148,985,000 | 155,902,000 | 159,088,000 | 173,239,000 |
| Allowance for loan losses | 2,209,000 | 2,087,000 | 2,091,000 | 1,524,000 |
| Securities available for sale | 64,762,000 | 63,191,000 | 52,638,000 | 52,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,501,000 | 197,278,000 | 191,291,000 | 178,049,000 |
| Interest-bearing deposits | 158,680,000 | 165,594,000 | 161,263,000 | 147,114,000 |
| Noninterest-bearing deposits | 31,821,000 | 31,684,000 | 30,028,000 | 30,936,000 |
| Equity capital | 22,434,000 | 23,543,000 | 24,253,000 | 25,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,581,000 | 5,127,000 | 7,605,000 | 10,471,000 |
| Interest expense | 377,000 | 799,000 | 1,246,000 | 1,713,000 |
| Net interest income | 2,204,000 | 4,328,000 | 6,359,000 | 8,758,000 |
| Noninterest income | 247,000 | 439,000 | 681,000 | 927,000 |
| Noninterest expense | 1,170,000 | 2,282,000 | 3,421,000 | 4,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,281,000 | 2,485,000 | 3,659,000 | 5,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,281,000 | 2,485,000 | 3,659,000 | 5,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,978,000 | 24,286,000 | 25,060,000 | 24,048,000 |
| Total capital | 25,913,000 | 26,288,000 | 27,064,000 | 25,572,000 |
| Risk-weighted assets | 154,510,000 | 160,058,000 | 160,208,000 | 184,969,000 |