Call reports 2016
FLAGLER BANK — 2016
What FLAGLER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 215,421,000 | 216,844,000 | 225,761,000 | 228,605,000 |
| Total loans | 126,006,000 | 134,033,000 | 139,181,000 | 144,688,000 |
| Allowance for loan losses | 1,988,000 | 1,991,000 | 2,203,000 | 2,058,000 |
| Securities available for sale | 62,830,000 | 58,978,000 | 56,530,000 | 65,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,702,000 | 185,694,000 | 193,252,000 | 192,700,000 |
| Interest-bearing deposits | 155,566,000 | 155,931,000 | 163,677,000 | 164,010,000 |
| Noninterest-bearing deposits | 29,136,000 | 29,763,000 | 29,574,000 | 28,690,000 |
| Equity capital | 20,571,000 | 20,953,000 | 22,326,000 | 20,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,402,000 | 7,029,000 | 9,445,000 |
| Interest expense | 329,000 | 674,000 | 1,027,000 | 1,393,000 |
| Net interest income | 1,841,000 | 3,728,000 | 6,002,000 | 8,052,000 |
| Noninterest income | 138,000 | 332,000 | 541,000 | 774,000 |
| Noninterest expense | 1,000,000 | 2,025,000 | 3,012,000 | 4,070,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 993,000 | 2,067,000 | 3,663,000 | 4,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 993,000 | 2,067,000 | 3,663,000 | 4,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,742,000 | 20,627,000 | 21,933,000 | 22,569,000 |
| Total capital | 22,470,000 | 22,442,000 | 23,778,000 | 24,476,000 |
| Risk-weighted assets | 138,007,000 | 145,006,000 | 147,244,000 | 152,400,000 |