Call reports 2014
FLAGLER BANK — 2014
What FLAGLER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 166,089,000 | 163,936,000 | 158,719,000 | 166,286,000 |
| Total loans | 94,712,000 | 97,474,000 | 90,346,000 | 91,880,000 |
| Allowance for loan losses | 1,943,000 | 1,948,000 | 1,951,000 | 1,970,000 |
| Securities available for sale | 13,361,000 | 9,290,000 | 10,198,000 | 10,260,000 |
| Securities held to maturity | 42,255,000 | 41,339,000 | 40,953,000 | 39,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,883,000 | 140,322,000 | 142,202,000 | 149,387,000 |
| Interest-bearing deposits | 128,781,000 | 120,501,000 | 122,178,000 | 126,973,000 |
| Noninterest-bearing deposits | 18,102,000 | 19,821,000 | 20,024,000 | 22,414,000 |
| Equity capital | 15,009,000 | 15,354,000 | 16,225,000 | 16,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,508,000 | 5,366,000 | 7,096,000 |
| Interest expense | 275,000 | 541,000 | 799,000 | 1,064,000 |
| Net interest income | 1,419,000 | 2,967,000 | 4,567,000 | 6,032,000 |
| Noninterest income | 49,000 | 98,000 | 160,000 | 151,000 |
| Noninterest expense | 854,000 | 1,725,000 | 2,627,000 | 3,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 614,000 | 1,352,000 | 2,112,000 | 2,588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 614,000 | 1,352,000 | 2,112,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,584,000 | 15,896,000 | 16,656,000 | 17,142,000 |
| Total capital | 16,948,000 | 17,375,000 | 18,072,000 | 18,562,000 |
| Risk-weighted assets | 108,566,000 | 117,858,000 | 112,731,000 | 113,045,000 |